Options from Anthem Insurance Indianapolis
Anthem Insurance Indianapolis plans are the most popular choice of most individuals and families. Catastrophic, HSA coverage, comprehensive and short term health plans are available in affordable prices for families, individuals and small business owners.
The policies offered by Anthem Insurance Indianapolis include the following:
The Anthem Premier Plus is the most comprehensive policy. This plan offers an unlimited doctor's office visits coverage for only $40 co-pay for specialists and $30 co-pay for primary care physician. This coverage can be removed if you do not need it. It has two prescription benefits which are the standard and the upgrade. The standard benefit has a $250 deductible for brand name drugs while the upgrade benefit has a broader coverage with a lower out of pocket expenses for costly drugs. The major medical deductible is between $500 and $10,000 with a 20% coinsurance. A high deductible option is also available with 0% coinsurance. A high deductible plan can give you a low rate. The most cost-effective plan would be a $2,500 or $5,000 deductible with 0% coinsurance. Preventive care services can be obtained at 100% without any waiting period, coinsurance or deductible.
The Anthem SmartSense plan is another plan from Anthem Insurance Indianapolis which offers three office visits each year to a specialist or a primary care physician. It has $35 co-pay and the additional visits are subject to the deductible of the plan. It also has two types of prescription benefits which are the standard and upgrade. The standard option has negotiated discounts for non-formulary drugs. The upgrade benefit has coinsurance and co-pays but it depends on the type of drugs. Preventive benefits are offered at 100% coverage with no coinsurance, co-pays and waiting periods.
You primary resource for affordable health insurance coverage in Indianapolis is http://www.healthinsurancemark.com. You can also call our experts at 317-663-7602.